Fellowship focus: Expanding research into the impact of a new definition of community banks, exploring areas such as lending availability and competition.
Recently the Federal Deposit Insurance Corporation (FDIC) recognised the critical role that community banks play in providing access to credit in the US economy. This Fellowship will build on existing research by Professor Ongena and Dr Pappas into the impact of this report on financial stability, asset quality, capitalisation and profitability. In addition to co-authoring several research papers on community banking, they will establish a research network to stimulate future collaborative proposals. Professor Ongena will also help to develop a new Banking and Finance MSc at Surrey and contribute to the teaching curriculum within Surrey Business School
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